Refinance Leads – A Mortgage Lead Is A Mortgage Lead … Or Is It?
Internet mortgage leads have been around for more than a decade, yet many lending professionals do not really understand what they are, where they come from, and what different kinds are available. In addition, new business alliances and technologies are making some Internet mortgage leads more complete and easier to close than ever before. Here is an overview of the types of mortgage leads now available:
Traditional Internet Leads. An Internet mortgage lead is generated by a consumer who completes an online form. The value of the lead depends on the reason the consumer completed the form. Was the consumer enticed to complete a form by the promise of a free gift or a contest entry? If so, the value of the lead is diminished. In such cases, the consumer is motivated with a desire to receive the gift or prize, not to get help from a lending professional. By contrast, if the consumer completed the form after proactively searching or a solution to a financial challenge, then the Internet mortgage lead can be quite valuable. Such Internet leads are dubbed “organic” because they emerge organically from a proactive online search. The value of the lead is enhanced when the website “hardens” the response by stating that the person will be contacted by a lending professional.
Most lead providers “scrub” their leads by matching the information provided by the consumer against various databases. Website visitors sometimes submit incorrect information, fearing that they will receive spam or telemarketing calls. Lead providers have created software to weed out not only phony names but also false addresses and phone numbers. The scrubbing software may match the area code of the phone number on the form to the ZIP code of the address to see if the two are compatible, or it may check names against known addresses. The extent of the lead scrubbing can be assessed in part by the replacement policy of the lead provider. If the provider guarantees replacement when contact information is invalid, the lead buyer can assume the information is reliable.
Enhanced Leads. Recently, iLeads.com, an Internet lead provider located in Newport Beach, California, has taken the verification process to a new level. Drawing on its partnership with First American Financial Corporation, the nation’s largest provider of real estate information, iLeads.com adds accurate property and loan information to the bare-bones Internet lead. Marketed as “Mortgage Plus Leads,” these long-form leads include extra fields not completed by the consumer, including original lender, type of loan, interest rate, appraised value, equity position, APN code, home size, lot size, date of construction, and more.
ARM Leads. Using a similar process, iLeads.com is also able to identify homeowners who will be facing large increases in their adjustable rate mortgages in the next 30, 60, 90, even 120 days. Working with First American, iLeads.com is able to provide ARM leads that include enough loan and property data to enable a loan officer or broker to create an estimate before calling the refinance lead. The phone numbers of these refinance mortgage leads are checked against the national Do-Not-Call registry to ensure compliance. The government estimates that $1.5 trillion in adjustable rate mortgages (ARMs) are scheduled to reset in the next two years. Many of these mortgages will not qualify for refinancing, based on the plunging value of homes, but many will, and in this time of decreased new home loans, the refinance market can help mortgage brokers remain busy and profitable.
Hot Transfer Leads. Most Internet leads are delivered in via email. The mortgage broker or loan officer then calls the phone number provided in the lead. Consumers do not always answer on the first call, of course, leaving the lending professional with the option of leaving a voice mail, calling back, or both. Live transfer leads were developed to save loan officers and mortgage brokers time spent getting prospects on the phone. With a hot transfer lead, the lead provider establishes contact with the prospect by phone and further qualifies the lead. The call center then transfers the “hot” call to the lending professional. Hot transfers cost more than traditional leads, of course, but many lending professionals find that they pay for themselves in efficiency and a higher conversion rate.
Vintage Leads. Most Internet leads are delivered in real time, as they come in from the consumers, or in batches sent out once a day. The leads may be sold as “exclusive,” in which case they are not sold to anyone else. A lead also can be sold as “shared” leads, offered to a limited number of loan professionals, or “nonexclusive” leads, offered to any number of loan professionals. After a few days, the leads begin to lose their value, in part because the consumer may have received several phone calls from lenders. If they have not signed a deal with anyone, however, the lead may be marketed as a “vintage” lead at a greatly reduced price. Lending professionals with exceptional sales skills find that vintage leads can yield good results at very little cost. Some loan offices like to provide vintage leads to new hires as way of letting them get the hang of selling on the phone.
Internet mortgage leads come in many varieties and flavors. The relative merits of each kind of lead depends on a lending professional’s spending budget, time budget, sales skills, and business focus.
About the Author
An award-winning author of books for young adults, Bradley Steffens is a frequent contributor to online and print publications, including Discovery Channel Magazine, Gig, and Broker Agent Magazine. A copywriter with 25 years experience, he creates website content for Escondido preschool, health insurance, life insurance, and homeowner’s insurance professionals. His most recent book, Ibn al-Haytham: First Scientist, is the world’s first biography of the medieval Muslim scholar known in the West as Alhazen.
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Night Cream- 5 Reasons To Use The Best Natural Product
If you’re past the age of 25, using a night cream should be as important as washing your face. The best night creams contain great moisturizing ingredients that your skin needs to combat the effects of aging and the environment. Let’s discuss the benefits for you.
1. A good natural product will hydrate your face after exposure to drying environmental factors. It will also add an organic moisturizer giving your Facial Skin the kind of oils that it will easily absorb. These essential oils will not leave it feeling greasy and looking shiny. The result of the natural oils is a healthy glow.
2. The night creams that contain collagen should be avoided. The best way to increase collagen levels in your skin is the natural product that contains extracts that promote the formation of collagen by your skin. Collagen applied straight to the outer skin can’t be absorbed by your pores. Collagen produced naturally will lead to increased toning and elasticity of your facial skin. Increasing collagen levels is critical to that youthful look.
3. The best natural product will also have an anti wrinkling ingredient. Breakthroughs are being made every day in finding natural compounds that are shown to be extremely effective in smoothing and ridding your face of wrinkles and other signs of age. They also will contain antioxidants that are necessary in promoting a healthy, youthful looking skin.
4. These Anti Aging ingredients will also resist and normalize sagging skin in the face and the neck. The job of the collagen producing ingredients is to cause the skin deep down to recover and heal. The result here will also be helping skin recover from too much sun and stimulating blood flow and healing of damaged skin and skin cells.
5. The best night cream will not contain harmful unnatural additives such as synthetic chemicals, fragrances and petroleum based oils. Organic night creams are mainly used to restore the skins tone and reduce the signs of aging and other environmental or lifestyle caused wrinkles and lines.
The benefits of a great skin product are that it protect and rejuvenate your skin. As a nurse and researcher into skin products, I recommend natural, organic products to keep you looking young.
About the Author
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[phpbay]Mother Pearl, 10, “”, “”[/phpbay] Mother Pearl
Mother of Pearl Cufflinks
A rare material which is often used in high end jewelry and one of kind decorative artifacts is referred to as mother of pearl. Yet another name mother of pearl is known as is nacre which describes the same strong and resilient material. Nacre is an organic composite material that is produced by some mollusks and is formed of hexagonal platelets of calcium carbonate crystals and bonded by elastic biopolymers which increases the toughness of the material at multiple lengths and sizes enormously.
Nacre has been used in fashion accessories for hundreds of years because of the many properties that make it attractive to the human eye. Quite recently urban and New York fashion have adopted the use of mother of pearl in cuff links in order to give them a glossy and stylishly finish; those who wear accessories made of mother of pearl are considered to be individuals are very in touch with a true sense of fashion and have a strong character.
Interesting facts about mother of pearl or nacre:
* Because of the amazing brickwork found in mother of pearl, the longer the cuts are the stronger the material becomes. This is a very interesting property found in nacre which can only be reassembled by materials such as silicon.
* Mother of pearl has some of the properties of silver but because of its iridescence it can take and properties from many different colors. The thickness of the platelets of calcium carbonate crystals results in constructive and destructive interference of light rays at different visible angles.
* Some mollusks secrete nacre which is deposited on their inner shell in order to defend against parasites and other damaging agents by covering them in layers of nacre, this slow process which takes place over mother of pearl ends up creating a pearl. Objects which are coated or created with nacre loan are in fact made with the material pearls are made of.
* Many people believe that mother of pearl forms when a grain of sand enters the mollusk’s shell but the fact of the matter is that mother of pearl doesn’t form unless a parasite or food particle gets trapped in the shell or if the mollusk is injured in any way.
* Mother of pearl is an extremely precious material because it cannot be harvested at accelerated speeds, mollusk’s that grow mother of pearl at hot temperatures tend to form this layer a lot faster than those that live in places with colder temperatures but the result is a duller and less lustrous mother of pearl.
Great examples of mother of pearl cufflinks:
* Stunning pink mother of pearl cuff links (cufflinksman, keyword: ?CL-0009?): this Italian creation shows the true beauty of mother of pearl, they have a very smooth finish and different pink tones that are complemented by the reflective and properties of mother of pearl.
* Union Jack Flag cuff links (cufflinksman, keyword: ?CL-0039?): these are the perfect accessories for those who want to show their true patriotic colors during important social events. The lines of the flag are made with precious mother of pearl material which gives them a glossy and multicolor finish.
* Circular and stripped onyx and MOP cuff links (cufflinksman, keyword: ?CL-0019?): if you are thinking of New York fashion then you need to look no further as these stylish cuff links combine the properties of smooth rhodium and iridescent mother of pearl which will give you that look you are looking for.
* Oval Onyx and mother of pearl cuff links (cufflinksman, keyword: ?CL-0044?): flat and highly polished onyx is the centerpiece of these beautiful cuff links that are only enhanced by the rainbow-like properties of the carefully placed strips of mother of pearl.
About the Author
CuffLinksMan is an online retailer specializing in providing quality and unique cufflinks at affordable prices. Browse through our selection of Mother of Pearl cufflinks find elegant cufflinks for every occasion.
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Softball Pitcher’s Protective Face Mask Should be Mandatory
The time has come for the Governing bodies of adult softball and youth fastpitch softball to require all softball pitchers and 3rd basemen to wear a protective softball face mask. While the actual risk of being hit in the face with a line drive is slight, the severity of the injury can be blindness or even death. According to the U.S. Consumer Product Safety Commission in 1991 reported that more than 100,000 cases of facial trauma occurred in children younger than 14 years while they participated in sports activities with a surprisingly high incidence of female pitchers that are hit with a batted ball.
Let me give a couple of real life examples that I have witnessed first hand. A few years back when my daughters softball team was just a 10 year old team (although we were very good), we had the opportunity to play a High School Junior Varsity team. During that game, one of our 10 year old girls hit a line shot back at the pitcher. The pitcher was just able to move her head enough that the ball glanced off the side of her head just above her ear. She immediately fell to the ground and everyone rushed the field to see about her. Fortunately the ball had glanced off of her rather than a straight on blunt impact. She only suffered from a rather severe abrasion on her head, a swollen ear, and a pretty good size knot on her head. Understand that I’m talking about a fairly athletic 14 year old girl only had the chance to react and turn her head about 45 degrees to avoid a ball hit by a 10 year old girl.
Just this season I was watching a fastpitch softball game of 12 year old girls. I was sitting by the father of the 3rd baseman and we were discussing how scary it is that coach’s have the 3rd baseman play so close to home plate. Many 3rd baseman now play about 20 feet inside 3rd base and even closer when the coach thinks the other team is going to bunt. Later that same inning, a batter ripped a line drive about 18 inches directly over his daughter’s head. She didn’t even have time to flinch. Honestly, it was so sudden she didn’t have time to duck or move her hands for protection. The dad, relieved that his daughter was okay, said, “That’s it. I’m online tonight and will buy a protective face mask. She won’t play 3rd base again without one.”
One might think a protective face mask is only applicable to girls softball, but that would be naive. Just two years ago, I met a man that played recreational slow pitch softball. He proceeded to tell me that he stills plays softball but he can longer pitch. He had been struck in his right eye socket with a batted ball and could not risk being struck again. Are you ready for this, it took three surgeries and 189 stitches to repair the damage to his eye socket, nose, and cheek. I don’t know his exact age, but I suspect he was in his late 20’s or early 30’s when the injury occurred.
The game of softball is the most participated sport in the U.S. Given this level of participation and the possible severity of facial injuries, it just makes sense that players in high risk positions should be required to wear a softball protective face mask. The unfortunate reality is that most people will not wear safety gear until they are required to do so. A couple of years ago, face masks on batting helmets became mandatory. In the year prior to that rule, my daughter’s softball team was the only team in our fastpitch softball league that voluntarily put face masks on batting helmets. That’s just one team out of approximately 50 teams.
I’m not sure why more players don’t wear the protective face mask. I suspect some parents are not aware that it exists and many other parents don’t want to spend the $40.00 because the odds are so slim. Imagine what the cost might be for a trip to the emergency room, a week in the hospital, and two or three re-constructive surgeries. That’s just the actual financial cost. Also consider the potential of losing sight in one eye, or the mental damage associated with having scars from 189 stitches. Those costs can’t be measured.
Now that you have been made aware of the safety issue, the severity of the injury, the knowledge that there are softball protective face masks on the market, what will your position be? Will you be proactive with your local league? If you coach, will you be proactive with your team? Finally, will you be proactive with your daughter, or with yourself if you play softball?
Slow pitch softball and fastpitch softball are great games. I hope you will take the necessary precautions to ensure your safety and those you are responsible for.
About the Author
Jim Moyer authored http://www.mysoftballcoach.com. Having coached over 500 fastpitch softball games, Jim has made his unique knowledge available to all parents and coaches. At the site are numerous softball tips, softball drills, and softball strategies.
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If you are a homeowner, you know how important the real estate market has become to the financial well-being and security of you and your family. Your home may well be your biggest investment, and like any other investment, it needs to be managed and protected. Unfortunately, home repairs are often put off due to costs or the inability to find a good contractor. The same goes for home improvements. The addition of, say, a covered patio may be put off when it could add to the value and enjoyment of your home.
Don’t fall into the trap of neglecting home repairs and home improvements just because the real estate market is down. If you are selling, prospective buyers will be extra-critical and choose homes that are well-maintained and cared for. And in downtimes, attractive extras like sunrooms, decks, or pergolas are even more important when buyers have a large selection of homes to pick from.
Repainting a home is a great way to improve its appearance and give it what real estate agents call “curb appeal.” Exterior painting isn’t difficult and many homeowners do it themselves, but it can be a big and messy job. A good contractor can make things a lot easier by suggesting the proper paint for your home, showing various combinations of colors and carefully selected accent colors, preparing the exterior, and then do the painting quickly and competently. Expert preparation includes power-washing and may include repairing wood, Masonite or Hardie plank siding and trim. This will guard against paint blistering, peeling or flaking later.
Windows are another area of the home that’s often neglected. Most homes today have dual pane windows for extra insulation and sound proofing. Unfortunately, the seals on older dual pane windows are often leaky, resulting in condensation and residue between the panes. Leaking seals defeat the purpose of dual pane windows, and the glass becomes dull and ugly. Replacement windows quickly fix this problem. I held off doing mine because I feared it was a big, expensive construction job. Then I learned that windows can often be replaced without ripping out the frames, and found a good contractor who did the work. If you think of replacing windows, also inquire about shatterproof, tinted, tempered and colored glass.
If you have a covered patio or any other structure that attaches to your home, be sure to have a contractor check for dry rot, leaks, cracks and other damage. These things are usually easy to fix, but they can really add up to costly damage unless taken care of. Water leaks, especially, can lead to catastrophic damage. Cracks and holes may provide access for pests, so it’s better to tend to that quickly.
Taking care of one’s home is good business and a good investment. Whether it’s creating additional curb appeal with shiny new paint or an inviting covered patio if you intend to sell your home, or simply keeping your property in good condition so that you won’t incur needless repair costs later on, proactive home maintenance makes sense. Many homeowners shy away from those tasks due to costs and the challenge of finding a good, reliable contractor. Don’t give up – they are out there and you’ll be glad once you find a good one.
About the Author
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Teen acne is a disease that strikes over 85% of teenagers, yet most people have no idea exactly what causes teen acne. In many cases what most people know about teen acne is really only a number of myths. While the mechanisms of this disease aren’t clear, scientists know enough to tell what can and what can’t cause it.
Diet (myth and fact)
One of the most common beliefs about teen acne is that it is the result of an improper diet. The truth is that in most cases diet has little or no effect on teen acne. While one of the US studies shows a connection between a high-carbohydrate diet and some forms of acne, it’s not a simple cause-effect connection. The disease won’t go away just because chocolate is dropped as a snack food.
Exercise (myth)
Too much exercise is also supposed to increase teen acne. At first glance, it seems logical – the disease is connected to Oily Skin and you sweat a lot during physical exercises. But again, there is no connection between doing exercises and teen acne. It won’t get better if we stop running.
Dirt (myth)
Dirt was also pointed out as a cause of acne. As with exercise, at first glance it seems logical. Teen acne is the result of clogging the skin’s pores – and dirt certainly can do that! However, washing can’t cure teen acne. It won’t even help. In most cases the pores are clogged by dead skin cells, not dirt.
Sex (myth)
Another common myth is that sexual activity (or lack of it) can cause acne. While teen acne and the first sexual encounters usually start at about the same time, there is no cause-effect connection between them. They have nothing to do with each other.
Physiological reasons (fact)
The real causes of teen acne are purely physiological. During growing up process male hormones (they exist in both male and female) over-stimulate the oil-producing glands. The oil impedes the rate of dead skin cell shredding. Dead cells are stuck in the pores and they prevent oil from leaving the skin. This creates a perfect place for acne bacteria to grow and multiply. This quickly leads to inflammation and spots. As you see, teen acne comes and goes along with hormone activity during the teen years.
Now you know the facts and myths concerning teen acne.
About the Author
Mark Walters fight acne from his web domain at http://www.AcneRescue.com
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Acne is the term used to describe plugged pores of the skin. It can affect people of all ages, races and genders. Most people struggle with acnes during some period of the life usually teenage years. Acne is the pimples (white heads and blackheads) and even deeper lumps that are found on the face, neck, chest, back, and upper arms. Acne is not a life threatening condition but is can be devastating to the patient. It can lead to scarring and disfiguring with even the mildest cases. There are many treatment options for those who suffer from acne. The treatment used depends on the type and severity of the acne.
For mild acne the treatment of whiteheads, blackheads and minor pimples usually consists of a cleansing treatment. You will need to cleanse the entire effected area with a mild soap. Once you have cleaned with a mild soap like Neutrogena or dove you will want to apply an over the counter benzyl peroxide or Salicylic Acid. These products can be found over the counter and mild acne should be able to be successfully treated without prescription medicine. Benzyl peroxide product such as Benxi, Benzac or even Clearasil work by killing the bacteria that causes the acne. This treatment can take one to two months to work. It will not create a natural resistance to the bacteria. Salicylic acid helps prevent the future clogging of pores and also helps breakdown whiteheads and blackheads. This medicine is found in many over the counter products such as Clearasil and Stri-Dex.
More serious acne breakouts may require a physician’s treatment. The deeper acne like cysts and nodules can leave scarring. You doctor may suggest the use of prescription treatments to quickly resolve the acne and prevent scarring. If you have moderate to severe acne you doctor may put you on a variety of medications and treatments.
Of course a daily cleanser will still need to be used in addition to applying benzyl peroxide. You may also be given prescription antibiotic gels, creams or lotions. In severe cases a prescription oral antibiotic maybe used. Pimples or acne should never be drained or popped unless by a health care professional. Large pimples may need to be drained by a health care professional to help prevent scarring and to clear up the infection.
Curing acne takes time and each individual’s treatment will be different. What works for your friends may not work for your skin. You will need to allow time for the skin to heal and in some case acne maybe come worse before getting better. There are several products offered over the counter that are sworn by celebrities and other people. Products like Proactiv maybe a good solution for your acne problem. You can also consider taking low dose birth control pills to help reduce acne flare ups that revolve around a women’s menstruation. To prevent scarring try to never scratch or pop a pimple. Squeezing a pimple not only bruises the surrounding tissue but can also push the infection deeper into the tissue.
The best way to treat acne is to find what works for your skin type and acne and stick with it. A daily routine should be put in place to help resolve and control future acne outbreaks. If scarring from acne has already occurred there are also treatments that can help prevent future scarring as well as remove scars that are already in place. You should see a dermatologist to discuss your options.
About the Author
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Over the last few years, green tea has garnered much attention for the possibility that it has many health benefits. Green tea has been used in Asian cultures for centuries to prevent and treat all sorts of diseases. This, coupled with the lower incidence of many serious diseases in Asian cultures, has led researchers to seriously study the health benefits of green tea.
One of the areas where green tea may have real health benefits is in preventing and treating heart disease. For example, Japanese men have one of the lowest incidences of heart disease in the world, and the Japanese are some of the most faithful drinkers of green tea; often consuming 8-10 cups per day. This information is even more compelling when you consider that nearly 75% of Japanese men smoke.
Green tea has been shown to be effective in lowering LDL cholesterol. In addition, it inhibits the formation of abnormal blood clots. Blood clots, or thrombosis, are the leading cause of heart attacks and strokes. You may find doctors beginning to prescribe green tea in addition to exercise, dietary changes and medications for lowering cholesterol.
In addition to its ability to lower cholesterol and inhibit blood clots, it also appears that the polyphenols in tea prevent the oxidation of low density lipoproteins (ldls). This is the substance that causes arterial plaque. This plaque sticks to your arteries, restricting blood flow to your heart (artherosclerosis). The plaque can also cause blood clots to form. Drinking green tea seems to prevent the buildup and reduce the risk of getting blood clots, too.
There have been a number of studies that have supported the idea that green tea is healthy for the heart. A study from the Center for Preventive Medicine at Kyushu University in Japan showed that among 302 men and 210 women, there was a significant difference in the level of atherosclerosis between the male participants who drank green tea and those who did not.*
The difference was not significant in women. The difference was noticeable in participants who drank as little as 2-3 cups per day, but was even more noticeable in those who drank 4 or more cups per day. This study concluded that green tea may be effective at preventing atherosclerosis, at least in men.
In addition to its preventive properties, there is also evidence that green tea may help patients who already have heart disease. A study from Harvard Medical School showed that tea drinkers among heart attack patients might survive longer than those who drink something else.
In this study, participants who drank at least 14 cups of tea per week were 44 percent less likely to die than those who didn’t drink tea; moderate tea drinkers (those who consumed fewer than 14 cups per week) were 28 percent less likely to die for up to four years after than those who didn’t drink tea.
Even the Journal of the American Heart Association has come on board. In 2001, they reported that consumption of green tea is likely to be beneficial to patients with heart disease. And, the Journal of Nutrition reported in 2003 that green tea was known to protect against heart disease and lower cholesterol.
Of course, the research will continue, and we will learn more about the benefits of green tea for heart disease and other health issues. One thing seems for sure; green tea does have healthy benefits, primarily due to its powerful anti-oxidants.
Anti-oxidants are one of our bodies’ best defense mechanisms because they fight free radicals that are created during the process of converting the food we eat into energy. Left unchecked, free radicals damage our cells and DNA. The cell and DNA damage caused by free radicals cause us to age more quickly, weaken our immune system and make us more susceptible to a host of serious diseases, including cancer.
But, anti-oxidants combat these free radicals, ridding our bodies of them.
Fruits and vegetables, as well as green tea are good anti-oxidant sources, and can help us fight free radicals regularly if we make them a part of our daily life.
It’s important to ensure that if you’re drinking tea for your health that it is green tea rather than traditional black tea. While black tea is a healthy beverage, it is not as healthy as green tea. This is because black tea goes through a fermentation process that changes the anti-oxidants from their original state. When this happens, some of the health benefits are lost.
So, drink up. Though there is more research to be done it does seem certain that drinking green tea is good for you. With just a few cups of this delicious beverage each day, you may be extending your life and making it healthier, too!
About the Author
Marcus Stout is President of the Golden Moon Tea Company. For more information about tea, green tea and wu long tea go to http://www.goldenmoontea.com
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Perfection is the standard that can be reached only if we get there in the first place. We can fine tune then. Yet the present doesn’t seem to be showing me this perfection. When is perfection going to stop by and show its face? I do have a perfect view of the imperfection, show me this perfection. By the time perfection shows up, I will not be perfect anymore or I’ll have the retrospective knowledge that things were nearing perfection awhile back and I mistakenly held off.
People spend so much time looking for perfection that the time consumption soon exceeds the value of the perfection they might get to. We can free up some time towards looking for the perfect but this approach is on the watch of a ticking clock. The perfect idea can be found in an imperfect book. People have found elation in less than perfection. And sometimes perfection doesn’t get us there but tends to just put things off into a more perfect future, when I’m finally ready. Even if and when you find this perfection, will it echo into the future for you? So the fear remains, alright I surmounted perfections summit, but how long do I get to stay here? I’m finally ready but you everybody else and the day have gone away. I could have brewed an imperfect tea for you and me. I can’t have a perfect swim in the ocean if I don’t get there, to the shore or beach. I might wait my whole life for perfection when I could have done something as opposed to nothing. I can’t have the perfect run if I don’t begin to run. I couldn’t have had the perfect date if I didn’t get the date. So first and foremost we need to get there. That is the goal of the first order, el primer. I can fine tune when I get there. It’s like finding the radio station. First get to the station, and then adjust the tuning. The perfectionist standard might be applied, but the standard itself might be paradoxical. My perfectionist standard being applied beforehand may make the task seem more overwhelming, more monumental, more encompassing, and seemingly difficult and what happens then is that I end up bypassing the whole game. So by trying to be on the cutting edge, I’m off the edge, off the ship, out of the game. I ended up making the wrong call, in fact that all you can do is make the right or the better call. The idea of doing it right, by almost doing it perfectly, is not even the bar we should be trying to leap over in many cases. The real challenge is just getting there. That is the real perfection.
Say you wanted to hear a speaker on a given topic. This is your call. It is really a matter of getting there on time and actually hearing the speaker.
The perfectionist standard doesn’t even come into play really, you want to hear this speaker, and you will enjoy hearing this speaker. In this matter the point of perfection is just getting there. There is no other major concern other than this. It is almost a given that you will enjoy this speaker. So another one of the errors of the idea of doing it perfectly is that we are looking at things that already close to the category or idea of a given. It’s a given that if I get this, I’m going to super enjoy this. So it is just a matter of getting this, or getting there, rather than looking for the untapped opportunities to arise by applying myself towards trying to be more perfect.
It’s the greenest grass and I’m still looking for greener grass. I’m the King for life and I’m still running for office. It’s a given that you will enjoy this movie if you go to it. It’s a given you will enjoy the book if you read it. If you are enjoying a book on a page-by-page basis, it is almost a given that you will enjoy the remainder of the book, or it is at least more than likely. So the perfect thing to do is just read the rest of the book and do it without worries about doing it perfectly.
How about the perfect plan? When can you throw it to the wind? We can make plans of course and try to follow them. But try throwing a piece of paper or balloon into the rising wind. Try to predict its movements. We might be putting our plans into variables and conditions like that, our plans may be subject to forces affected by a multitude of changing factors and variables that might be as shifting as the wind itself can be. In fact a move into imperfection paradoxically can expand our choices, or at least increase our ability to peruse the choices, because it pays to keep light in shifting winds and one of the things that may keep me light is giving up the pursuit of perfection as I try out my ways. Good choices could still be in front of us if we stop stumbling over perfection, or getting stuck over what has formed into one idea of perfection or what can become a fixation, when there might be a million ideas of perfection.
The risk paradox and the quiz with this issue, is that the idea of perfection being a necessary presence may keep us out the area we are trying to get into in the first place. We look at whatever is present, whether it is perfect or not. The standard of perfection seems to have been applied until it actually became an imperative like a dominating theme but subsequently became extinct, extinguished, and because we just never go there and then never got there. If you never go there, how are you going to experience any findings that might have been there of perfection? You may not have seen a sunrise in months, some of which could have been magnificent but you never go there. We didn’t keep the fire going as to what we actually wanted to do.
The standard of perfection doesn’t have true application to all of the possible scenes and scenarios we could encounter. I have the perfect game, the perfect jump shot, but can I bring this with me in any useful fashion to the lounge chair on the cruise ship. The movie with only perfect scenes might be a short movie. The first standard should be a standard within boundaries that you can accept that will tend to get you there in the first place. If you have talent, things will take care of themselves. If you don’t have the talent to start with, and the call can be made on that basis, I’ll call it a day. And even if we are not that talented, that doesn’t mean we aren’t enjoying this to some degree. Can I play tennis without having to be the best in the world or having to actually strive towards this? But also if we have talent, we could look at this as something to which we could have some level or degree of participation in our talent. This relates to allowance, because I have some of this talent, I can allow for this talent to manifest for the reasons that pertain to using talents, whether I meet up with special or more perfect standards or not, a talent is a space I allow myself to occupy not on the basis of perfection but on the basis of using.
When we carry around images of the presence of perfection, we should first consider whether these images are useful. You tell your girlfriend I notice a slight imperfection. How useful is that? Those images of perfection can be useful to help us propel forward or toward, or help us in our considerations and contemplations of courses that we can charter. But if these images act as additional weights, further discouraging us from a given course, it might as well be discarded for all the good it does us. It might be better to send this to the scrape heap of ideas. Imperfect images can also inspire us. Perfection’s presence is a nice neat concept that just doesn’t come across on every board and every listing. Even the perfect situation might not present itself perfectly. No matter how perfect you are, if you are still on a rotating mass that is rotating around a star 90 million miles away, with subjective movements where atmospheric conditions will prevail regardless of what you do perfectly.
This is not to say that certain imagery or images that even arise spontaneously to you should not be carefully heeded as having meaning. In fact these images might be the first connection to what is possibly an unfolding reality.
You and me, we are always on the run. We are either running away or running from and towards. The run, indeed we have to make due on the run.
In fact people pay a lot of money just to be there, to be present at that game, that play, that movie or concert. Perfection can more relate to the immeasurable. But for many and often times perfection is more of a mathematical concept that does have application in engineering, construction and accumulation of revenue, working well often in theory but not always in practice. Of course it’s important that perfections standards are contemplated in building trucks, cars, bridges and so on. The manufacturing of a more perfect product will more often win the consumer and help the safety aspects of the product. But sometimes it seems we are putting the same standards to our personal maneuverings and personal appraisals of ourselves as we put to a machine. Say for example you find out that one of you was a robot competing for the same things. Maybe the robot has the better chance at the girl than you. You would say we weren’t on an equal playing field. We relate ourselves to robotic images or superman images that seem to go beyond. There is no Superman, it was only a show. We can’t get there.
But even for the smartest to advance towards a degree of perfection, first get there, and we will test for perfection afterwards. But the prototype needs to be there. First get to the North Pole and then set out the gauges to test the conditions.
Should we look for prototypes? I think we could at times we could look at someone who we admire and see if we have similar traits that can also become operative as sometimes those traits we admire are mirroring something similar that we may have. The prototype is representative of something you could actually get to. You could get there and it might be in the reachable range. For example, say we have admired a certain teacher and how she dialogues with the class. Maybe we have similar potential and could dialogue at a similar level. I doubt that teacher was ever actually perfect, but the prototypical model this teacher is presenting might be more useful towards giving a realistic example, rather than some perfectionist standard that doesn’t relate to any one person or situation that we already know or can find out about and is out of the orbit I can circle. You don’t look for the prototypical car among the prototypical giraffes. Compare within the proper and suitable range. If you don’t want to make any further attempts at perfection, you can adjust your prototype to look for the optimal. In fact, if this is really just about optimal, what am I waiting for? Thereby for any given course we might attempt, there may in fact be somewhat close examples that apply to us found within given individuals that we could observe. Not that we would copy them, but we could operate in a similar fashion. Likewise, I could do this. For a given game or sport, there might be an individual who has a similar style to us that can be an example for us, a prototype. As we contemplate our prototype, who doesn’t have to evidence perfection but seems to be more ideal, if it is another individual we can also try to see that although we admired this person in this setting, they probably have imperfections of their own that they needed to deal with themselves. We might put a halo effect on people because of perceptions that they are perfect by something as simple as outer appearance. Our understanding of perfection strongly weighs into the visual plane. How little we ever see however. But the prototype situation, person, or ideal that we are trying to emulate might be a more realistic approach in that we can accept less than a perfect scenario while first coming close to the prototype which can even get be exceeded without ever coming near perfection itself. The GM for the basketball team has an easier time finding the proto typical point guard, the Jason Kidd. I might be better off starting my search by looking for a proto typical women or something close to that model, rather than an outright perfect person while the proto typical or something close to it might seem less daunting and certain aspects can exceed the prototype whereas if I look for perfection there isn’t anything that exceeds that.
I might find someone is interested in me and I thought they were perfect. You might go down two steps in my eyes because you like me. I used to think so highly of you. Like George Burns said “ I would never want to be join a club that wanted me as a member.”
Perfection of will is another concept. In fact I will more than likely have mixed motives and my own uncertainties as to what my willingness is predicated upon. If we are going to try and play the perfect game, then the question is, why do I want to play the game perfectly? Within the idea of perfection what should we include then if we are going to be honest about the perfection of the will. Is this idea the perfect thing to want? If I’m imperfect it might be the perfect thing to want something less than perfect because it might be a better fit in relation to my own imperfections. And then we can go back to the prototype. Other people may have these imperfect situations or imperfect things and may in fact have wanted them, so why do we feel so selfish or self-serving to seek these things, without having to be perfect about it. Are the lyrics of perfection there? Some point where we can tune in. What are the perfect missions, techniques, wishes, desires, interests?
Without copying, paint a picture somewhat like a Van Gogh and you’re in the good neighborhood for impressionist paintings.
Can I have two wishes, one for perfection, and one for imperfection? If I get both, can I deal with the duality present?
Looking back to the example of the speaker, yes, I did want to hear this speaker. A perfect wish you say. Well then, first and foremost, get there, hear the speaker, and you see if you get what you wanted. Your wish is fulfilled, the perfect wish with the perfect match for the wish. Two wishes are fulfilled, the speaker has her audience and you are glad to hear her. If the speaker gives a perfect speech and you don’t have an ear to her, what good is that?
Another reason to stop looking always for the highest heights of perfection is that there are other views you might like. And if you do like these views, or another view, not seen from the height of perfection, what more are you going to ask for. Like what you like, in whatever way it comes to you, whether perfectly or imperfectly.
Look at the point of disappointment. I am disappointed. I’ll never see this imperfect person again. I miss them and their less than perfect selves. You already like what you like. The point where you miss out is just not getting there. You may have missed a boat you really wished you hopped in retrospect with some good views of the coast, holding something you really did want to see first hand, which was less than perfect, which you still wanted to see. There may have been some points of perfection on a less than perfect trip. The perfectionist standard improperly applied can keep you from getting there in the first place. Then again I never had a perfect day, why look for it now. The point of acceptance is, I’m not getting the perfection I wanted and now I want to think about just what is acceptable for me in the hear and now.
The zone is what we are looking for. The hitter in baseball can get into a zone, in basketball the shooter gets into a zone where she is hitting most of her shots or darting easily around the court. Anything we can get into a zone on, like a runner who does find a zone , is about as close to the concept of perfect that we are going to get at this moment. Can we find elation within some imperfections? A zoned in conversation is near perfect. A date where the people find themselves in some sort of a zone is near perfect. All this relates to presence and we can see that there must be some relationship between presence and perfection. There is the near perfect sunrise present, but if I don’t look up and see it, I am not present to it and I’m not meeting up with the momentary perfection. But that doesn’t mean that sunrise wasn’t there. But that zone is never going to arrive if you first raise the bar of perfection so high, that you never did get there in the first place, although it might be among many reasons that you don’t get there, never finding that landing strip. You took off on a trip to perfection but you never landed there. The search for perfection might be one of the reasons that the striving becomes too much. You are searching against the fierce winds of perfection. Maybe sometimes search against the idea of less than perfect. The idea of perfection might for some become not an additional motivator but just another obstacle in the obstacle course of getting there first, another contributing reason not to. If it gets to that point, I can choose to walk away and my walk away means I am doing this because I am good enough to be somewhere else. Now I am talking about another platform, the platform of good enough and indeed I might be good enough for this. I might be good enough for that as I walk away from perfections demands into the sunrise of something new. Being good enough means not only that you can walk into, but that you could walk away as well because you will still find another way because you are good enough to do that.
So many things that were possible have been cancelled because the participants didn’t see wanted perfection. The search for perfection is more of a reason to let go rather than hold on to dreams. Your less than perfect motivations are still motivations. Get there and then see, what you see, hear what you hear, and let the situation itself speak to you. Worry about perfection later if she gives you an invitation to visit. Maybe there was some perfection in antiquity but your not going to get there. Maybe there will be times of perfection in the next millennium but your not going to get an invite.
In the hierarchy, the list of priorities, first get there, drop perfection down the list until you arrive. Anyway how low are you on the totem pole anyway? Just because you’re not perfect, doesn’t put you on the lowest rung of the ladder and be careful not to believe you are operating there, because that is as false a belief as your belief that you could be close to perfect. Even if you have some inabilities, it is unlikely you are on the low rung and you still may rate highly despite your miss on perfections.
If you want to get to the track and enjoy a day at the races, hold your bets, first get there with some money in your pocket. The horses will do what they will do, it will be a gamble, for you might win, you might lose, you might run, you might love, just get there. Don’t be disappointed that the horse named perfection isn’t running because you can still gamble on love.
Wins, the losses, the gambles, all the secondary to getting there, seeing that leaf before it finally falls, getting to Rome before it has vanished. At the end of the movie Gladiator, the fading leaves of the fall had fallen into the Coliseum, symbolizing that the end was near for some of the central characters. The movie seemed to say that from the raised dais of the splendors and glories of Rome as it was then and as the visible pantheon of perfection from that dais, only the eternal could follow.
It’s okay to have some bars, some perfectionist’s standards. But a bar becomes the bars that become the barriers that keep us out.
But we can also do away with the bar totally. Why leap over a bar when you can when you get rid of the bar outright? Why bring any standards whatsoever into this. Do I need to have some magic elixir, some sort of standard of success for this endeavor? Why bring this to the table when it may not apply. I can throw my standards overboard.
If I raise the banner of perfection, I should look at it as more of something I can view or look towards, or bring into my sights, as an encouragement. First, the banner of the perfect might be different for me and different for you. Even the idealized prototype is often different for each individual. Everybody has a bit of style that can be unique. The banner can be very much related to the individual and your banner might be different than mine, just like your prototype might be different than my prototype. A friend of mine looked up at the banners hanging in Madison Square Garden and just saw Bill Bradley’s in that moment. It did apply to him in a way he played that style of basketball and was also interested in politics as well. But I can see this banner as such, maybe above me, maybe somewhat in the distance, maybe something to strive for that has some relationship to me and my own interests but not necessarily attainable at this time. The banner comes into play only in that it relates to me in some way and has some level of obtain ability.
The idea of perfection itself can cause a lack of movement. If I can’t do this perfectly I might as well bag it. If I can’t skirt the coast perfectly I say why travel the coast? Because I believe I can only move within the lines of perfection, I limit my movements to those lines. But then finding out what those lines are and then keeping to them is a lot of work as well, that I might as well just unburden myself from unless there is enough evidence that it is worth the effort to do this. We might bail earlier if we don’t see perfection, but there still could have been views in the situation we would have liked and it might have been worth it to hang around, not to bail and to get some of the pictures that you will like regardless. The girl feels this guy doesn’t meet her standards and bails right away. Better safe then sorry. The lack of leeway towards allowing some imperfection to come into view causes a lack of movement to continue on this exploration. I’m contradicting my explorations by trying to be perfect about them. Was it really worth it for Columbus to try and be perfect about his first trip to America where he lacked a map of America because he didn’t know it existed?
The case is summarized before it is ever brought to court for discussion and argument. Even if I were looking for perfection only, I would still want the imperfection to come into view so I could sidestep it if I wanted to. Maybe the corollary goal to perfection needs to be movement, I want some movement on this issue. If the perfectionist standards gets me going then fine, but if it leaves me frozen in my tracks, far from an accord or pact, even in my attempts, then it is running counter to my previously stated interest, the perfection I seek works against me moving and I’m not moving simply because I’m sitting with perfection but the truth is I’m not sitting with perfection and therefore I’m simply wrong. Perfection is not sitting with me, or moving with me, so there is no reason not to move, because by sitting still I’m not getting perfection and by moving I’m not getting perfection so I don’t decide whether to move or sit on this based on perfection. The better model to work with in terms of my thinking is close to perfect. You can think of some things you have done close to perfectly, but it is more difficult to think of things you have done perfectly. But you can visualize times and places where you have been close to perfect maybe you can revisit that.
Think of the running back in football as he seeks the perfect run, he moves to the left or the right through this hole in the line, openings which depend on the continuing adjustments of defenders, quickly changing within the movements of the game. There are going to be unknown movements on the field within the confines of the game. It’s not like he is going to get a chance in most cases to run to the goal line, which represents perfection for him. There isn’t even a chance for the perfect run.
This is the way of prevailing winds, why pine for perfection when the very elements could be against us at times.
Why do I have to necessarily cast my lot with perfection, it can be a consideration, but a requirement is something I have to pursue and the have to can get in the way of the want to. Can I hedge my bets with a little consideration towards that which is less than perfect? Can a long shot be worth a bet? I can think about being perfect, but do I have to be. I can think about being the best, but do I have to be the best just because my thoughts alone brought me there.
Say I’m on a wagon train out West in the 1800’s, do I need to preserve perfection, plant the perfect garden, if I’m only going to continue on and uproot in a short time, to the next dig. Even if we can obtain perfection, can we preserve it anyway, or is the cost of maintaining perfection high too, the seemingly high maintenance of perfection. Keeping up with the Jones may be not what I want to do every day. Especially over time, perfection might quickly unravel and dissipate, whether we water the gardens or not.
There may be golden opportunities in less than ideal or perfect scene. I could meet my dream girl in front of a garbage dump. If I wait for the perfect opportunity I might miss out on the perfect I wanted which was found contained in the less the perfect opportunity. An imperfect investment could have netted me the perfect yield. People do this all the time, they wait for the perfect conditions to set sail, and they miss out. Just think of an investment opportunity, what is the perfect time to get in and that sometimes is only best known in retrospect. I could stumble upon perfection on some imperfect road. If the perfection I seek doesn’t float my boat down the coast, then maybe I should look for imperfection to get me going. At least I’ll catch some of the coastline; even if I do this imperfectly I wasn’t totally lost to what I wanted.
If we do get into the idea of perfection, then the idea of maintenance comes into play. How do I want to maintain perfection across the landscape that is crossing into planes of imperfection and outright chaos? The recent movie the Patriot contains a scene where the two armies meet on someone’s perfectly manicured lawn. It highlighted some of the absurdities of combat, a perfect landscape not against imperfection but against outright anarchy. The patriots fought in what was considered at first an imperfect fashion of ambushing from the woods.
With the new President, maybe he is growing with the job. If I’m aiming for perfection right away should there be room for growth, movements, and some leeway on the ride. I could make a mistake I hope it will not be glacial in proportion, all encompassing, covering over all the good. I expect to make some mistakes, but I hope I don’t hit an iceberg outright.
We hold so tightly to the idea of perfection, that the idea itself loses some utility, and ultimately we lack movement and ability to go left or right, this way or that way, and we lose some of the spontaneous answers that can be applied. The imperfections I can use are passed by for the perfections I couldn’t use. If my idea doesn’t hit on perfect, it still might work for me. Or might find I’m hitting the perfect wall, oh well.
A movie that was interesting was the Perfect Storm.
It highlighted the idea of movements in relation to perfectionist standards.
The fisherman had a draught in their catches and there were complaints that no money was coming in. They went out and had a great catch in the middle of the Atlantic , in a setting, which was incredibly calm and beautiful. However the ice machine, which would preserve the catch, broke and they needed to get back within a couple of days or the catch would go bad. There was news of a storm brewing of monumental proportions, and they debated the decision of letting the catch go bad and staying safely out to sea and away from the hurricane or trying to maneuver back through the storm. Some of the members said they could let the fish go bad and just try again another time. But the decision was made to go for it, and they did get perfection, the Perfect Storm. The movements under the goal of getting this great catch to market were made when probably the perfect thing to do was just enjoy the beautiful weather they were in, accept the loss of the catch, and try again another time. There prior idea of perfection couldn’t be reached and their movements under that proved to be a mistake as the film went on and even really a mistake right then and there. A final moment was a Titanic wave approaching a central character as he floated away. Just seeing the motion and size of the wave was enough to know that we were at an ending. Nothing less than an ocean liner could have been capable of handling such conditions and even that would have been doubtful. They didn’t size in proportion and there was a lack of attention to proportion in their attempts. The waves were ridiculously high. So when do we pull our poles out of the water and stop for the day, and let hopes for perfection go away.
The situation they were in had changing coordinates. The stations had changed. The sea changed it’s formation and design and perfection showed a different face. The perfect thing to do would have been to stay in the calm area of the Atlantic near Europe and let the fish go bad or bring the fish to a European market, which were still accessible through safe waters. They should have followed the new design of perfection or at least kept out front the idea of self-preservation in the ordering of priorities over changing coordinates.
The idea of this story and this movie which carries the word perfect in its title is that when striving for perfection, there still is the need to accept changing conditions, and keep an understanding of what is still accessible. They should have accepted that their ice machine did break, that the storm was a ridiculous hurdle to try to overcome and kept an understanding that the calm seas near Europe were still accessible as a haven from the storm and as a place to fish again at a later possible more favorable time.
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Some ways that could help in clearing up your acne.
1. Avoid squeezing or popping your pimples and as much as possible prevent yourself from touching your outbreaks especially with unclean hands. The more you touch or squeeze the puss out of your acne, the more sebum your skin will produce. It will take more time before your pimples and blackheads clear up because of the inflammation and irritation that can possibly occur.
2. Wash your face thoroughly at least two times a day. Proper facial hygiene is the best to way on how to clear up acne as well as preventing acne to appear. Use facial soaps that does not contain oil or soaps that are not acidic.
3. Don’t forget to use moisturizer after washing your face with a sulfur-based soap that is designs specifically for Acne Prone people. Washing can strip of natural lipids and your skin, so put a moisturizer that suits the type of skin you have (sensitive, normal or dry) so that your body will not produce extra oil that may cause your skin to be more susceptible to breakouts.
4. Most people turn to over-the-counter products that are made to fight acne. This is the first solution they think of on how to clear up acne instantly. There are some topical creams that do not need any prescriptions from a doctor. However, make sure that the cream you will be using may not cause you allergies that can even worsen your current facial dilemma.
5. In case you are indulging yourself in some detoxification activities such as yoga or exercise, make sure that you wipe the sweat from your face immediately after the activity.
6. Use creams that have Benzoyl Peroxide as an active ingredient. But keep in mind that even these anti-acne products can still cause your skin to dry even though they help in healing your acne so you still need to use moisturizers. The stronger the medicine is, the higher percentage of benzoyl peroxide it contains. Some users testify that using creams with benzoyl peroxide is one of the best solutions on how to clear up acne.
When all things fail, consult your trusted dermatologist that would give you advice and medicines that on how to clear up acne.
Always keep in mind that even though these tips worked for some, it does not necessarily mean that it might work for you too. Whichever solution is best for you, keep it as a part of your daily routine. No matter what technique you choose on how to clear up acne, you need to remember that your acne problems will never be solved overnight.
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Hey Everyone, Kyle here, I just want to thank you for checking out my site dedicated to healing acne. I think you’ll really enjoy my story and the information I have about clearing up your skin.